:root {
  --pg-deep: #1A3A4A;
  --pg-mid: #2A7A6A;
  --pg-accent: #3AAA92;
  --pg-teal-pale: #E6F4F1;
  --pg-teal-light: #C8E8E0;
  --pg-bg: #F5F8F7;
  --pg-bg-alt: #EEF4F2;
  --pg-white: #FFFFFF;
  --pg-text: #1C2B30;
  --pg-text-mid: #3A5560;
  --pg-text-muted: #607880;
  --pg-border: #C2D8D2;
  --pg-border-light: #DDE8E4;
  --pg-radius: 8px;
  --pg-radius-lg: 16px;
  --pg-radius-sm: 4px;
  --pg-nav-h: 68px;
  --pg-max: 1160px;
  --pg-font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --pg-font-serif: Georgia, "Times New Roman", serif;
  --pg-shadow-sm: 0 1px 4px rgba(26,58,74,0.07);
  --pg-shadow-md: 0 4px 18px rgba(26,58,74,0.11);
  --pg-shadow-lg: 0 8px 36px rgba(26,58,74,0.15);
  --pg-ease: 0.22s ease;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
}

body {
  font-family: var(--pg-font-sans);
  color: var(--pg-text);
  background: var(--pg-bg);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: var(--pg-mid);
  text-decoration: underline;
  transition: color var(--pg-ease);
}

a:hover {
  color: var(--pg-deep);
}

a:focus-visible {
  outline: 2px solid var(--pg-accent);
  outline-offset: 3px;
  border-radius: var(--pg-radius-sm);
}

h1, h2, h3, h4 {
  font-family: var(--pg-font-serif);
  line-height: 1.22;
  color: var(--pg-deep);
}

h1 { font-size: clamp(1.85rem, 4vw, 2.75rem); font-weight: 700; }
h2 { font-size: clamp(1.4rem, 3vw, 2rem); font-weight: 700; }
h3 { font-size: clamp(1.05rem, 2vw, 1.35rem); font-weight: 700; }
h4 { font-size: 1rem; font-weight: 600; font-family: var(--pg-font-sans); }

p { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

ul, ol { padding-left: 1.5em; }
li { margin-bottom: 0.4em; }

.pg-inner {
  max-width: var(--pg-max);
  margin: 0 auto;
  padding: 0 1.5rem;
}

.pg-header {
  position: sticky;
  top: 0;
  z-index: 200;
  background: var(--pg-white);
  border-bottom: 1px solid var(--pg-border-light);
  height: var(--pg-nav-h);
  display: flex;
  align-items: center;
}

.pg-header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  max-width: var(--pg-max);
  margin: 0 auto;
  padding: 0 1.5rem;
  flex-wrap: wrap;
}

.pg-brand {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  text-decoration: none;
  color: var(--pg-deep);
  flex-shrink: 0;
}

.pg-brand:hover {
  color: var(--pg-mid);
}

.pg-brand:focus-visible {
  outline: 2px solid var(--pg-accent);
  outline-offset: 3px;
  border-radius: var(--pg-radius-sm);
}

.pg-brand-mark {
  width: 34px;
  height: 34px;
  flex-shrink: 0;
}

.pg-brand-name {
  font-family: var(--pg-font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  letter-spacing: -0.01em;
}

.pg-nav-cb {
  position: absolute;
  width: 1px;
  height: 1px;
  opacity: 0;
  pointer-events: none;
}

.pg-nav-toggle {
  display: none;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border: 1.5px solid var(--pg-border);
  border-radius: var(--pg-radius-sm);
  cursor: pointer;
  color: var(--pg-deep);
  font-size: 1.3rem;
  line-height: 1;
  user-select: none;
  transition: background var(--pg-ease), border-color var(--pg-ease);
}

.pg-nav-toggle:hover {
  background: var(--pg-teal-pale);
  border-color: var(--pg-border);
}

.pg-nav {
  display: flex;
  align-items: center;
}

.pg-nav-list {
  display: flex;
  list-style: none;
  padding: 0;
  margin: 0;
  align-items: center;
  gap: 0.1rem;
}

.pg-nav-link {
  display: block;
  padding: 0.45rem 0.9rem;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--pg-text-mid);
  text-decoration: none;
  border-radius: var(--pg-radius-sm);
  transition: color var(--pg-ease), background var(--pg-ease);
  white-space: nowrap;
}

.pg-nav-link:hover {
  color: var(--pg-deep);
  background: var(--pg-teal-pale);
}

.pg-nav-link--active {
  color: var(--pg-mid);
  font-weight: 600;
}

.pg-nav-link--accent {
  background: var(--pg-mid);
  color: var(--pg-white);
  margin-left: 0.4rem;
  border-radius: var(--pg-radius);
  padding: 0.42rem 1rem;
}

.pg-nav-link--accent:hover {
  background: var(--pg-deep);
  color: var(--pg-white);
}

.pg-hero {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 500px;
  background: var(--pg-white);
  overflow: hidden;
}

.pg-hero-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 4rem 3rem 4rem 0;
  max-width: 580px;
  margin-left: auto;
}

.pg-hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--pg-mid);
  background: var(--pg-teal-pale);
  padding: 0.3rem 0.85rem;
  border-radius: 20px;
  margin-bottom: 1.1rem;
  align-self: flex-start;
}

.pg-hero-heading {
  margin-bottom: 1.1rem;
}

.pg-hero-lead {
  font-size: 1.08rem;
  color: var(--pg-text-mid);
  line-height: 1.72;
  margin-bottom: 2rem;
}

.pg-hero-actions {
  display: flex;
  gap: 0.9rem;
  flex-wrap: wrap;
}

.pg-hero-panel {
  background: var(--pg-teal-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 3rem 2.5rem;
  min-height: 100%;
}

.pg-hero-panel img {
  max-height: 360px;
  width: 100%;
}

.pg-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  padding: 0.68rem 1.4rem;
  font-size: 0.93rem;
  font-weight: 600;
  border-radius: var(--pg-radius);
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  font-family: var(--pg-font-sans);
  transition: background var(--pg-ease), color var(--pg-ease), border-color var(--pg-ease), box-shadow var(--pg-ease);
  white-space: nowrap;
}

.pg-btn:focus-visible {
  outline: 2px solid var(--pg-accent);
  outline-offset: 3px;
}

.pg-btn--primary {
  background: var(--pg-mid);
  color: var(--pg-white);
  border-color: var(--pg-mid);
}

.pg-btn--primary:hover {
  background: var(--pg-deep);
  border-color: var(--pg-deep);
  color: var(--pg-white);
}

.pg-btn--outline {
  background: transparent;
  color: var(--pg-mid);
  border-color: var(--pg-mid);
}

.pg-btn--outline:hover {
  background: var(--pg-mid);
  color: var(--pg-white);
}

.pg-btn--light {
  background: var(--pg-white);
  color: var(--pg-deep);
  border-color: var(--pg-white);
}

.pg-btn--light:hover {
  background: var(--pg-teal-pale);
  color: var(--pg-deep);
  border-color: var(--pg-teal-pale);
}

.pg-btn--light-outline {
  background: transparent;
  color: var(--pg-white);
  border-color: rgba(255,255,255,0.5);
}

.pg-btn--light-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--pg-white);
}

.pg-stripe {
  padding: 1.6rem 0;
  background: var(--pg-teal-pale);
  border-top: 1px solid var(--pg-teal-light);
  border-bottom: 1px solid var(--pg-teal-light);
}

.pg-stripe-inner {
  max-width: var(--pg-max);
  margin: 0 auto;
  padding: 0 1.5rem;
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.pg-stripe-label {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--pg-mid);
  flex-shrink: 0;
}

.pg-stripe-text {
  font-size: 0.95rem;
  color: var(--pg-text-mid);
  margin: 0;
}

.pg-section {
  padding: 4rem 0;
}

.pg-section--white {
  background: var(--pg-white);
}

.pg-section--alt {
  background: var(--pg-bg-alt);
}

.pg-section--deep {
  background: var(--pg-deep);
  color: var(--pg-white);
}

.pg-section--deep h2,
.pg-section--deep h3,
.pg-section--deep h4 {
  color: var(--pg-white);
}

.pg-section--pale {
  background: var(--pg-teal-pale);
}

.pg-section-label {
  display: block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--pg-mid);
  margin-bottom: 0.6rem;
}

.pg-section-heading {
  margin-bottom: 0.9rem;
}

.pg-section-lead {
  font-size: 1.03rem;
  color: var(--pg-text-mid);
  line-height: 1.72;
  max-width: 650px;
  margin-bottom: 2.5rem;
}

.pg-section--deep .pg-section-lead {
  color: rgba(255,255,255,0.75);
}

.pg-centered {
  text-align: center;
}

.pg-centered .pg-section-lead {
  margin-left: auto;
  margin-right: auto;
}

.pg-cards {
  display: grid;
  gap: 1.4rem;
}

.pg-cards--two {
  grid-template-columns: repeat(2, 1fr);
}

.pg-cards--three {
  grid-template-columns: repeat(3, 1fr);
}

.pg-card {
  background: var(--pg-white);
  border: 1px solid var(--pg-border-light);
  border-radius: var(--pg-radius-lg);
  padding: 1.6rem;
  transition: box-shadow var(--pg-ease), border-color var(--pg-ease), transform var(--pg-ease);
}

.pg-card:hover {
  box-shadow: var(--pg-shadow-md);
  border-color: var(--pg-border);
  transform: translateY(-2px);
}

.pg-card-icon {
  width: 44px;
  height: 44px;
  margin-bottom: 1rem;
  color: var(--pg-mid);
}

.pg-card-heading {
  font-size: 1rem;
  font-weight: 700;
  color: var(--pg-deep);
  margin-bottom: 0.5rem;
  font-family: var(--pg-font-sans);
}

.pg-card-text {
  font-size: 0.9rem;
  color: var(--pg-text-mid);
  line-height: 1.65;
  margin: 0;
}

.pg-steps {
  display: grid;
  gap: 1.8rem;
  counter-reset: pg-steps;
}

.pg-step {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 1.4rem;
  align-items: start;
}

.pg-step-number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--pg-teal-pale);
  border: 2px solid var(--pg-teal-light);
  color: var(--pg-deep);
  font-size: 1rem;
  font-weight: 700;
  font-family: var(--pg-font-serif);
  flex-shrink: 0;
}

.pg-step-content {
  padding-top: 0.1rem;
}

.pg-step-heading {
  font-size: 1rem;
  font-weight: 700;
  color: var(--pg-deep);
  margin-bottom: 0.4rem;
  font-family: var(--pg-font-sans);
}

.pg-step-text {
  font-size: 0.9rem;
  color: var(--pg-text-mid);
  margin: 0;
  line-height: 1.65;
}

.pg-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.pg-split--reverse .pg-split-visual {
  order: -1;
}

.pg-split-visual {
  border-radius: var(--pg-radius-lg);
  overflow: hidden;
  background: var(--pg-teal-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 280px;
  padding: 2rem;
}

.pg-split-visual img {
  border-radius: var(--pg-radius);
  max-height: 320px;
  width: 100%;
}

.pg-split-content .pg-section-lead {
  margin-bottom: 1.4rem;
}

.pg-linkcards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.4rem;
}

.pg-linkcard {
  display: block;
  background: var(--pg-white);
  border: 1px solid var(--pg-border-light);
  border-radius: var(--pg-radius-lg);
  padding: 1.5rem;
  text-decoration: none;
  color: var(--pg-text);
  transition: box-shadow var(--pg-ease), border-color var(--pg-ease), transform var(--pg-ease);
}

.pg-linkcard:hover {
  box-shadow: var(--pg-shadow-md);
  border-color: var(--pg-mid);
  transform: translateY(-2px);
  color: var(--pg-text);
}

.pg-linkcard-eyebrow {
  display: block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--pg-mid);
  margin-bottom: 0.5rem;
}

.pg-linkcard-heading {
  font-size: 1rem;
  font-weight: 700;
  color: var(--pg-deep);
  font-family: var(--pg-font-sans);
  margin-bottom: 0.5rem;
}

.pg-linkcard-desc {
  font-size: 0.87rem;
  color: var(--pg-text-muted);
  line-height: 1.55;
  margin: 0;
}

.pg-linkcard-arrow {
  display: inline-block;
  margin-top: 0.9rem;
  font-size: 0.82rem;
  color: var(--pg-mid);
  font-weight: 600;
}

.pg-visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.pg-action-row {
  display: flex;
  gap: 0.9rem;
  flex-wrap: wrap;
  margin-top: 1.6rem;
}

.pg-cta-band {
  background: var(--pg-deep);
  padding: 4rem 1.5rem;
  text-align: center;
}

.pg-cta-band h2 {
  color: var(--pg-white);
  margin-bottom: 0.9rem;
}

.pg-cta-band p {
  color: rgba(255,255,255,0.72);
  font-size: 1.03rem;
  margin-bottom: 2rem;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.pg-cta-band-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
  flex-wrap: wrap;
}

.pg-page-header {
  background: var(--pg-deep);
  padding: 4rem 0 3.5rem;
  color: var(--pg-white);
}

.pg-page-eyebrow {
  display: block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--pg-accent);
  margin-bottom: 0.8rem;
}

.pg-page-heading {
  color: var(--pg-white);
  margin-bottom: 1rem;
  max-width: 760px;
}

.pg-page-lead {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.75);
  line-height: 1.72;
  max-width: 660px;
  margin: 0;
}

.pg-page-header-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(260px, 0.6fr);
  gap: 3rem;
  align-items: center;
}

.pg-page-header-visual {
  width: min(100%, 420px);
  margin: 0;
  justify-self: end;
}

.pg-page-header-visual img {
  width: 100%;
}

.pg-editorial {
  display: grid;
  grid-template-columns: 5fr 3fr;
  gap: 3rem;
  align-items: start;
}

.pg-editorial-main p {
  color: var(--pg-text-mid);
  line-height: 1.72;
}

.pg-editorial-main h2,
.pg-editorial-main h3 {
  margin-bottom: 0.8rem;
  margin-top: 1.8rem;
}

.pg-editorial-main h2:first-child,
.pg-editorial-main h3:first-child {
  margin-top: 0;
}

.pg-aside-panel {
  background: var(--pg-teal-pale);
  border-left: 3px solid var(--pg-mid);
  border-radius: 0 var(--pg-radius) var(--pg-radius) 0;
  padding: 1.4rem 1.4rem 1.4rem 1.3rem;
  position: sticky;
  top: calc(var(--pg-nav-h) + 1.5rem);
}

.pg-aside-panel-heading {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--pg-mid);
  margin-bottom: 0.8rem;
}

.pg-aside-panel p {
  font-size: 0.88rem;
  color: var(--pg-text-mid);
  line-height: 1.65;
}

.pg-panels {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.4rem;
}

.pg-panel {
  background: var(--pg-white);
  border: 1px solid var(--pg-border-light);
  border-radius: var(--pg-radius-lg);
  padding: 1.4rem;
}

.pg-panel-heading {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--pg-deep);
  margin-bottom: 0.6rem;
  font-family: var(--pg-font-sans);
}

.pg-panel-icon {
  width: 20px;
  height: 20px;
  color: var(--pg-mid);
  flex-shrink: 0;
  margin-top: 0.1rem;
}

.pg-panel-text {
  font-size: 0.88rem;
  color: var(--pg-text-mid);
  line-height: 1.65;
  margin: 0;
}

.pg-faq {
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.pg-faq-item {
  background: var(--pg-white);
  border: 1px solid var(--pg-border-light);
  border-radius: var(--pg-radius);
  overflow: hidden;
}

.pg-faq-item summary {
  padding: 1rem 1.2rem;
  font-weight: 600;
  font-size: 0.93rem;
  color: var(--pg-deep);
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: background var(--pg-ease);
}

.pg-faq-item summary::-webkit-details-marker {
  display: none;
}

.pg-faq-item summary::after {
  content: '+';
  font-size: 1.25rem;
  color: var(--pg-mid);
  font-weight: 400;
  flex-shrink: 0;
  margin-left: 1rem;
  line-height: 1;
}

.pg-faq-item[open] summary::after {
  content: '\2212';
}

.pg-faq-item summary:hover {
  background: var(--pg-bg-alt);
}

.pg-faq-item:focus-within {
  outline: 2px solid var(--pg-accent);
  outline-offset: 1px;
}

.pg-faq-body {
  padding: 0.9rem 1.2rem 1rem;
  font-size: 0.9rem;
  color: var(--pg-text-mid);
  line-height: 1.65;
  border-top: 1px solid var(--pg-border-light);
}

.pg-faq-body p:last-child {
  margin-bottom: 0;
}

.pg-contact-layout {
  display: grid;
  grid-template-columns: 3fr 2fr;
  gap: 2.5rem;
  align-items: start;
}

.pg-form {
  background: var(--pg-white);
  border: 1px solid var(--pg-border-light);
  border-radius: var(--pg-radius-lg);
  padding: 2rem;
}

.pg-form-heading {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--pg-deep);
  font-family: var(--pg-font-serif);
  margin-bottom: 1.4rem;
}

.pg-form-group {
  margin-bottom: 1.15rem;
}

.pg-form-group:last-of-type {
  margin-bottom: 0;
}

.pg-form-label {
  display: block;
  font-size: 0.87rem;
  font-weight: 600;
  color: var(--pg-text);
  margin-bottom: 0.4rem;
}

.pg-required {
  color: var(--pg-mid);
  margin-left: 0.1em;
}

.pg-form-input,
.pg-form-select,
.pg-form-textarea {
  display: block;
  width: 100%;
  padding: 0.62rem 0.9rem;
  font-size: 0.93rem;
  font-family: var(--pg-font-sans);
  color: var(--pg-text);
  background: var(--pg-bg);
  border: 1.5px solid var(--pg-border);
  border-radius: var(--pg-radius);
  transition: border-color var(--pg-ease), box-shadow var(--pg-ease);
  -webkit-appearance: none;
  appearance: none;
}

.pg-form-input:focus,
.pg-form-select:focus,
.pg-form-textarea:focus {
  outline: none;
  border-color: var(--pg-accent);
  box-shadow: 0 0 0 3px rgba(58,170,146,0.17);
}

.pg-form-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%232A7A6A' stroke-width='1.5' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.9rem center;
  padding-right: 2.5rem;
  cursor: pointer;
}

.pg-form-textarea {
  min-height: 128px;
  resize: vertical;
}

.pg-form-actions {
  margin-top: 1.4rem;
}

.pg-form-submit {
  width: 100%;
}

.pg-form-note {
  font-size: 0.8rem;
  color: var(--pg-text-muted);
  margin-top: 0.9rem;
  text-align: center;
  margin-bottom: 0;
}

.pg-contact-info {
  display: flex;
  flex-direction: column;
  gap: 1.4rem;
}

.pg-contact-block {
  background: var(--pg-white);
  border: 1px solid var(--pg-border-light);
  border-radius: var(--pg-radius-lg);
  padding: 1.4rem;
}

.pg-contact-block-heading {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--pg-mid);
  margin-bottom: 1rem;
}

.pg-contact-item {
  display: flex;
  flex-direction: column;
  gap: 0.1rem;
  padding: 0.5rem 0;
  border-bottom: 1px solid var(--pg-border-light);
  font-size: 0.87rem;
}

.pg-contact-item:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.pg-contact-item-label {
  font-weight: 600;
  color: var(--pg-text-muted);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.pg-contact-item-value {
  color: var(--pg-text);
}

.pg-contact-item-value a {
  color: var(--pg-mid);
  text-decoration: none;
}

.pg-contact-item-value a:hover {
  text-decoration: underline;
}

.pg-process-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.pg-process-step {
  display: flex;
  gap: 1rem;
  position: relative;
  padding-bottom: 1.4rem;
}

.pg-process-step:last-child {
  padding-bottom: 0;
}

.pg-process-step-track {
  display: flex;
  flex-direction: column;
  align-items: center;
  flex-shrink: 0;
  width: 32px;
}

.pg-process-step-dot {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--pg-teal-pale);
  border: 2px solid var(--pg-teal-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--pg-mid);
  flex-shrink: 0;
}

.pg-process-step-line {
  width: 2px;
  flex: 1;
  background: var(--pg-border-light);
  margin-top: 4px;
  min-height: 20px;
}

.pg-process-step:last-child .pg-process-step-line {
  display: none;
}

.pg-process-step-body {
  padding-top: 0.05rem;
  padding-bottom: 0.5rem;
}

.pg-process-step-heading {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--pg-deep);
  margin-bottom: 0.3rem;
  font-family: var(--pg-font-sans);
}

.pg-process-step-text {
  font-size: 0.85rem;
  color: var(--pg-text-muted);
  margin: 0;
  line-height: 1.6;
}

.pg-feature-list {
  display: flex;
  flex-direction: column;
  gap: 2.4rem;
}

.pg-feature-item {
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 1.5rem;
  align-items: start;
}

.pg-feature-item-icon {
  width: 56px;
  height: 56px;
  background: var(--pg-teal-pale);
  border-radius: var(--pg-radius);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--pg-mid);
}

.pg-feature-item-icon svg {
  width: 28px;
  height: 28px;
}

.pg-feature-item-heading {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--pg-deep);
  margin-bottom: 0.5rem;
  font-family: var(--pg-font-sans);
}

.pg-feature-item-text {
  font-size: 0.9rem;
  color: var(--pg-text-mid);
  line-height: 1.65;
  margin: 0;
}

.pg-notice {
  background: var(--pg-teal-pale);
  border-left: 3px solid var(--pg-mid);
  border-radius: 0 var(--pg-radius) var(--pg-radius) 0;
  padding: 1rem 1.2rem;
  font-size: 0.9rem;
  color: var(--pg-text-mid);
  margin: 1.5rem 0;
}

.pg-notice p:last-child {
  margin-bottom: 0;
}

.pg-legal-wrap {
  max-width: 820px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.pg-legal-block {
  padding: 2.2rem 0;
  border-bottom: 1px solid var(--pg-border-light);
}

.pg-legal-block:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.pg-legal-heading {
  color: var(--pg-deep);
  margin-bottom: 1rem;
}

.pg-legal-subheading {
  font-size: 1rem;
  font-weight: 700;
  color: var(--pg-deep);
  margin-top: 1.5rem;
  margin-bottom: 0.6rem;
  font-family: var(--pg-font-sans);
}

.pg-legal-text {
  color: var(--pg-text-mid);
  line-height: 1.75;
}

.pg-legal-list {
  color: var(--pg-text-mid);
  line-height: 1.75;
  margin-bottom: 1rem;
}

.pg-legal-list li {
  margin-bottom: 0.5em;
}

.pg-table-wrap {
  overflow-x: auto;
  border-radius: var(--pg-radius);
  border: 1px solid var(--pg-border-light);
  margin: 1.5rem 0;
}

.pg-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.88rem;
}

.pg-table th {
  background: var(--pg-bg-alt);
  color: var(--pg-deep);
  font-weight: 700;
  font-family: var(--pg-font-sans);
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  padding: 0.75rem 1rem;
  text-align: left;
  border-bottom: 1px solid var(--pg-border);
}

.pg-table td {
  padding: 0.7rem 1rem;
  border-bottom: 1px solid var(--pg-border-light);
  color: var(--pg-text-mid);
  vertical-align: top;
}

.pg-table tr:last-child td {
  border-bottom: none;
}

.pg-table tr:hover td {
  background: var(--pg-bg);
}

.pg-glossary {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.pg-glossary-entry {
  padding: 1.2rem 0;
  border-bottom: 1px solid var(--pg-border-light);
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 1.5rem;
  align-items: start;
}

.pg-glossary-entry:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.pg-glossary-term {
  font-weight: 700;
  color: var(--pg-deep);
  font-size: 0.93rem;
}

.pg-glossary-definition {
  font-size: 0.9rem;
  color: var(--pg-text-mid);
  line-height: 1.65;
  margin: 0;
}

.pg-breadcrumb {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.55);
  margin-bottom: 1rem;
  display: flex;
  gap: 0.4rem;
  align-items: center;
}

.pg-breadcrumb a {
  color: rgba(255,255,255,0.65);
  text-decoration: none;
}

.pg-breadcrumb a:hover {
  color: var(--pg-white);
}

.pg-breadcrumb-sep {
  color: rgba(255,255,255,0.35);
}

.pg-inpage-nav {
  display: flex;
  gap: 0.5rem;
  flex-wrap: wrap;
  margin-top: 2.5rem;
}

.pg-inpage-link {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  padding: 0.4rem 0.9rem;
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--pg-mid);
  background: var(--pg-teal-pale);
  border: 1px solid var(--pg-teal-light);
  border-radius: 20px;
  text-decoration: none;
  transition: background var(--pg-ease), color var(--pg-ease);
}

.pg-inpage-link:hover {
  background: var(--pg-teal-light);
  color: var(--pg-deep);
}

.pg-footer {
  background: var(--pg-deep);
  color: rgba(255,255,255,0.72);
  padding-top: 4rem;
}

.pg-footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 2.5rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.pg-footer-brand-name {
  font-family: var(--pg-font-serif);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--pg-white);
  display: block;
  margin-bottom: 0.6rem;
}

.pg-footer-brand-desc {
  font-size: 0.87rem;
  line-height: 1.65;
  color: rgba(255,255,255,0.6);
  margin-bottom: 1.2rem;
}

.pg-footer-contact-mini {
  font-size: 0.84rem;
  color: rgba(255,255,255,0.55);
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.pg-footer-contact-mini a {
  color: var(--pg-accent);
  text-decoration: none;
}

.pg-footer-contact-mini a:hover {
  text-decoration: underline;
}

.pg-footer-col-heading {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.38);
  margin-bottom: 0.9rem;
  display: block;
}

.pg-footer-links {
  list-style: none;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.pg-footer-links a {
  font-size: 0.87rem;
  color: rgba(255,255,255,0.65);
  text-decoration: none;
  transition: color var(--pg-ease);
}

.pg-footer-links a:hover {
  color: var(--pg-white);
}

.pg-footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.2rem 0;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.38);
  flex-wrap: wrap;
  gap: 0.5rem;
}

.pg-footer-legal-links {
  display: flex;
  gap: 1.5rem;
}

.pg-footer-legal-links a {
  color: rgba(255,255,255,0.38);
  text-decoration: none;
  transition: color var(--pg-ease);
}

.pg-footer-legal-links a:hover {
  color: rgba(255,255,255,0.7);
}

@media (max-width: 1024px) {
  .pg-page-header-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }

  .pg-page-header-visual {
    width: min(100%, 340px);
    justify-self: start;
  }

  .pg-footer-top {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
  }

  .pg-cards--three {
    grid-template-columns: repeat(2, 1fr);
  }

  .pg-linkcards {
    grid-template-columns: repeat(2, 1fr);
  }

  .pg-feature-list {
    gap: 2rem;
  }
}

@media (max-width: 768px) {
  .pg-nav-toggle {
    display: flex;
  }

  .pg-nav {
    display: none;
    width: 100%;
    order: 100;
    background: var(--pg-white);
    border-top: 1px solid var(--pg-border-light);
    padding: 0.75rem 0;
    margin-top: 0;
  }

  .pg-nav-cb:checked ~ .pg-nav {
    display: block;
  }

  .pg-header {
    height: auto;
    min-height: var(--pg-nav-h);
  }

  .pg-header-inner {
    padding: 0.75rem 1.5rem;
    align-items: center;
  }

  .pg-nav-list {
    flex-direction: column;
    gap: 0.15rem;
    align-items: stretch;
  }

  .pg-nav-link {
    padding: 0.6rem 0.9rem;
  }

  .pg-nav-link--accent {
    margin-left: 0;
    text-align: center;
    display: block;
    margin-top: 0.3rem;
  }

  .pg-hero {
    grid-template-columns: 1fr;
    min-height: auto;
  }

  .pg-hero-content {
    padding: 3rem 1.5rem;
    max-width: 100%;
    margin: 0;
  }

  .pg-hero-panel {
    min-height: 220px;
    padding: 2rem 1.5rem;
  }

  .pg-cards--two,
  .pg-cards--three {
    grid-template-columns: 1fr;
  }

  .pg-split {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .pg-split .pg-split-visual {
    order: 2;
  }

  .pg-split .pg-split-content {
    order: 1;
  }

  .pg-linkcards {
    grid-template-columns: 1fr;
  }

  .pg-panels {
    grid-template-columns: 1fr;
  }

  .pg-contact-layout {
    grid-template-columns: 1fr;
  }

  .pg-editorial {
    grid-template-columns: 1fr;
  }

  .pg-aside-panel {
    position: static;
  }

  .pg-footer-top {
    grid-template-columns: 1fr;
  }

  .pg-footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }

  .pg-step {
    grid-template-columns: 48px 1fr;
    gap: 1rem;
  }

  .pg-feature-item {
    grid-template-columns: 1fr;
    gap: 0.9rem;
  }

  .pg-glossary-entry {
    grid-template-columns: 1fr;
    gap: 0.5rem;
  }

  .pg-section {
    padding: 2.8rem 0;
  }

  .pg-page-header {
    padding: 2.8rem 0 2.4rem;
  }
}

@media (max-width: 480px) {
  .pg-hero-actions {
    flex-direction: column;
  }

  .pg-hero-actions .pg-btn {
    width: 100%;
  }

  .pg-cta-band-actions {
    flex-direction: column;
    align-items: center;
  }

  .pg-step {
    grid-template-columns: 1fr;
    gap: 0.75rem;
  }

  .pg-stripe-inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .pg-section {
    padding: 2.2rem 0;
  }

  .pg-form {
    padding: 1.4rem;
  }
}